A Protection plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £599. As with all insurance policies, conditions and exclusions will apply. Woods & Wallace Ltd is an appointed representative and are a Directly Authorised Firm which is authorised and regulated by the Financial Conduct Authority. As with all insurance policies, Conditions and Exclusions will apply. You may have to pay and early repayment charge to your existing lender if you remortgage. Not all Buy to Let mortgages are regulated by the Financial Conduct Authority. Woods & Wallace Ltd is registered in England and Wales, No. 12557495 Registered address; 72 Shilton Road, Barwell, Leicester, England, LE9 8BN.