Helping The Self-Employed Purchase Their Dream Homes
Self-Employed Mortgages
We know that for self-employed applicants looking to obtain a self-employed mortgage, the process can be tough. As an open and honest broker we want you not only succeed in your endeavour but do so with ease! Whether it’s the difficulties involved in trying to meet different lender’s criteria, or complications in proving the income that you earn to the lender, we know that oftentimes it can be more challenging for a self-employed applicant than a regular on-payroll applicants.
22 Century Design Ltd self employed mortgages
Providing Quality Self-Employed Mortgage Advice
Which Is Tailored To You
We have over 40 years of combined experience within the mortgage industry. Our team is comprised expert advisors who are readily available to help you through the steps of your property purchase journey.
The truth is that in these situations, everyone applying for a mortgage would love to be treated the same as any other customer, however, lenders need to have complete confidence that as a self employed mortgage applicant, you are absolutely able to afford your potential mortgage payments.
The mortgage lender will analyse various different factors when determining whether or not they will lend to you for. These include:
- The amount of regular income/salary that you are earning
- Your previous years’ of accounts’
- The costs and expenses involved in operating your business
- Your bank statements
Self Employed Mortgage Advice
Over our many years of mortgage industry work, we have worked with many self-employed mortgage customers who come from different backgrounds. Each one has gotten in-touch with the hope of securing the perfect mortgage deal.
Utilising our expert knowledge of self-employed mortgage lending criteria, we’ve grown quite the reputation for being successful in this regard.
Our trusted team of mortgage advisers are readily available to assist you in you securing a self employed mortgage product that best applies to what you are looking to achieve.
We are always on hand to offer full support and guidance across the duration of your mortgage process, providing you with expert mortgage advice and helping you to backup your mortgage application by referencing the income you earn and years of accounts’.
Our Services
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All Our Advice Is FCA Approved!
Giving you the peace-of-mind you’re receiving the most up-to-date industry advice, from a qualified and experienced Woods & Wallace Adviser.
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Self-Employed Top Tip:
Always make sure that you remember that as a self-employed mortgage applicant, the key difference between you and a regular employed applicant, is how you evidence your income to the lender. So long as you are sufficiently able to evidence everything that they need to see and remain honest to both us and the mortgage lender, you will hopefully be in a much better place to run through the process smoothly and achieve mortgage success.
Mortgage advice option in the Midlands
We Search 1000’S Of Mortgage Deals
Across A Large Number Of Lenders
We Search 1000’S Of Mortgage Deals Across A Large Number Of Lenders
First Time Mortgage Advice
Moving Home Mortgage Advice
Buy To Let Advice
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All Our Advice Is FCA Approved!
Giving you the peace-of-mind you’re receiving the most up-to-date industry advice, from a qualified and experienced Woods & Wallace Adviser.
